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信用作文篇1
as the economy is developing so rapidly,people’s attitude towards life is changing at the same time. credit cards are becoming more and more popular. but what advantages and disadvantages do they have?
firstly,it is quite convenient ant safe for us to use a credit card. cash-stolen does not exist in this way. people now take a card instead of a heavy purse wherever they go. secondly,credit cards represent great honour. people using credit cards shows his special identity and draw others attention.
on the other hand,credit cards are not always that good. credit cards can lead to overspending somehow. people pay more than they have and then get busy paying off. furthermore the credit card cheating happens more often.
in my opinion,credit cards do good in our life. but we should use them carefully. only when used credit cards properly can make contribution to a more convenient and safer life.
随着经济的迅速发展，人们对生活的态度也在不断变化。信用卡变得越来越流行。但他们有什么优点和缺点呢？
首先，我们使用信用卡很方便。在这种方式中不存在现金被盗。人们现在拿着一张卡片，而不是一个沉重的钱包，无论他们走到哪里。其次，信用卡代表了巨大的荣誉。使用信用卡的人显示了他的特殊身份，并吸引其他人的注意。
另一方面，信用卡并不总是那么好。信用卡有时会导致超支。人们付出的比他们有更多的钱，然后得到繁忙的回报。此外，信用卡欺诈更经常发生。
在我看来，信用卡在我们的生活中做得很好。但我们应该小心使用它们。只有在使用信用卡时，才能为更方便、更安全的生活做出贡献。
信用作文篇2
nowadays,credit cards have been increasingly popular on campus in that banks are growingly paying their attention to students and laying out various policies to cater for students’ need. people hold different views towards students’ owning credit cards. as far as i am concerned,it is necessary for students to keep credit cards.
如今，信用卡在校园中已经越来越流行了，因为银行越来越关注学生并制定各种政策来满足学生的需求。对于学生拥有信用卡人们有不同的看法。我觉得是有必要的。
there are reasons accounting for my view. for one thing,it is convenient for students to deal with various financial matters. students can use their credit cards to pay their tuition fees and other fares and that is safer than pocket a large sum of money go everywhere. for another,using credit cards is a good way to teach students to improve their ability in managing their money and form good habit in spending money. for instance,students who receive their pocket money at the beginning of the month have to make a plan to spend their money before they consume with the credit cards,so that they will not suffer from lacking of money at the end of the month. in addition,the overdrawing function of the credit cards provides a chance for those students who cannot afford their tuition fees to continue to receive their education.
我认为以下原因能支持我的观点。一方面，它便于学生处理各种财务问题。学生可以使用他们的信用卡来支付他们的学费和其他费用，这比装着一口袋的钱到处走要安全得多。另一方面，使用信用卡可以提高学生管理金钱的能力，并养成良好的花钱习惯。例如，在月初时学生得到的零花钱必须要在使用信用卡的之前制定计划，这样他们就不会在月底资金短缺。此外，信用卡的透支功能为那些无法交付学费的学生提供继续接受教育的机会。
although some students overdraw their money from their credit cards to buy luxurious and unnecessary things that will increase their family financial burden,i consider that the advantages far outweigh its disadvantages.
虽然一些学生透支信用卡来购买会增加家庭经济负担的奢侈品和不必要的东西，但是我认为它的优点远远大于它的缺点。
thus,i consider that it is necessary for students to use credit cards. besides,they also should be taught to use it properly and form a correct notion of consume.
因此，我认为学生使用信用卡是有必要的。此外，他们还应该得到教导如何正确使用信用卡，形成正确的'消费观念。
信用作文篇3
recently,with the credit card playing an increasingly important role in our daily life,more and more people are fond of taking an card when them go out.credit cards can be handy — they mean you do not have to carry large sums of cash.even so,many people still be fall into the trap of credit card.
as a matter of fact,thought-provoking as it is,does mirror a current social phenomenon-we need to be cautious when using credit cards. banks and other financial institutions are encouraging their customers to change the way they buy things. thought credit card may bring people great convenience.there re many risks associated with the irresponsible and excessive use of it. some people find it very easy to exceed their budget. they are tempted to purchase goods that they do not really need,and can become quickly overburdened by debt. the credit cards often charge a high rate of interest,which exacerbates the problems for these people.and worst of all,if you don't pay your debt in time,a negative make will be on your credit report.
as far as i'm concerned,using credit cards wisely can improve the quality of lives.you can pay by credit card.like a coin has two sides,there is a positive aspect and a negative aspect.we should be taught to use it properly and form a correct notion of consume.
可使用的句子
近几年信用卡业务迅猛增长，太多的放贷机构在办理该类业务时附加了隐形条款和机关陷阱，无数客户受骗上当并不堪其辱。
as the credit card business boomed in recent years,too many lenders added tricks and traps that have ensnared and infuriated millions of their customers.
此外，信用卡的使用还将减少中央银行的铸币税收入，削弱再贴现政策、法定准备金政策、公开市场操作等货币政策工具的效力，增大金融系统的流动性风险和信誉风险。
besides,the use of credit cards will also reduce the seigniorage revenues of central banks,weaken the effects of monetary policy tools and raise the liquidity risk and credit risk in financial system.
信用作文篇4
我爸爸有一双大大的眼睛，浓浓的眉毛，大大的嘴巴，国字形脸色，双眼很有神，不怒而威。他是一位公务员，性格直爽，非常讲信用，言出必行，说到做到。
有一次，爸爸答应带我和哥哥晚上去看电影，我们开心极了，好不容易盼到晚上，匆匆扒过几口饭就迫不及待等着去电影院，正当我们准备出发，爸爸突然接到领导的电话，匆匆对我们说：“我有急事，先出去一趟，你们在家等我”。我和哥哥一听顿时像泄了气的皮球，百无聊赖地躺在床上。电影马上就要开始了，可是爸爸却出去了，我们觉得爸爸无论如何都不会准时回来，看来今晚的电影是没戏了。
不久，家中的电话突然急促地想起，我懒洋洋拿起电话，电话是爸爸打过来的'，叫我们马上下楼。我放下电话和哥哥冲到楼下，果然见到爸爸的车停在路边。我们来到电影院，爸爸买好票说：“今晚我有任务，不能陪你们看了，你们看完后我会来接你们”。我们高兴极了，进去影院看电影，电影可真好看。
一个多小时后，电影散场了，我们正担心怎么回家，爸爸准时来到电影院门口接我们，送我们回家后，爸爸又匆匆开车出去，望着逐渐远去的汽车，我的心里百感交集，觉得爸爸是非常讲信用，是一位顶天立地的男子汉大丈夫。
我暗下决心，长大后一定要像爸爸那样，做一位讲信用的男子汉。
信用作文篇5
credit cards personal credit cards are becoming more common in china. banks and other financial institutions are encouraging their customers to change the way they buy things. credit cards,otherwise known as plastic money,are being offered on very good terms to encourage the change.
consumers will be able to buy now,pay later,and many see this as an advantage. but people need to be careful. there are dangers associated with credit cards. some people find it very easy to exceed their budget. they are tempted to purchase goods that they do not really need,and can become quickly overburdened by debt. the credit cards often charge a high rate of interest,which exacerbates the problems for these people.
however,used wisely credit cards can improve the quality of peoples lives. they can give people access to money to meet sudden unplanned expenses. properly handled,they can let people control their expenditure and the monthly statements provide a record of where their money has gone.
